Serving you the best restaurant coverage

Owning your own restaurant could be one of the most fulfilling experiences that you have in your life. Whether you are a start-up or already established, making sure you have the right coverage for your business is necessary. Power3 can help guide you in creating an individualized plan, so you know that you and your business are fully covered. We want to work with you to feel at ease so you can continue to focus on your work.


What Does Restaurant Insurance Cover?

When it comes to creating a coverage plan for your business, there are a couple of key areas that we need to cover.

These areas include:

  • Business owners policy (BOP): this policy will protect you when it comes to your general liability insurance including your building and contents owned by the company, business interruption insurance, and liability protection.
  • Business auto insurance: coverage for company vehicles used by employees. This policy will kick in to help pay for medical costs if an employee is in an accident using a company vehicle.
  • Business crime insurance: coverage from employee theft, robbery or forgery.
  • Workers compensation: coverage in the instance that an employee is injured on the job or became sick. This policy would cover medical costs and a portion of the wages lost while an employee is unable to work.

Who Needs Restaurant Insurance?

We offer insurance to all types of food industry establishments. Some of the most common ones include, but is not limited to the following:

  • Bars
  • Cafes/coffees shops
  • Cafeterias
  • Diners and delis
  • Food delivery services
  • Food trucks
  • Fast food
  • Lounges

Optional Add-Ons

When it comes to your restaurant, we get that operating your own restaurant is probably one of the most challenging ventures. From schedules to staffing to maintenance, there can be a lot of moving pieces to keep track of. Power3 wants to serve you the best plans for your individualized restaurant, because no two plans will be the same for every business. In addition to the core coverages for restaurant insurance, we advise you to consider additional endorsements to further protect your business.

Some additional add-ons include: 

  • Inventory and product insurance
  • Spoilage and equipment breakdown insurance (in the case of a system breakdown or power outage)
  • Flood, fire and earthquake insurance
  • Cyber liability 
  • Liquor liability
  • Sewers and drains insurance
  • And many more!



We are committed to providing a personal, high-quality service

At Power3, we understand that most insurance products are generally similar in price and function. But some companies don’t thoroughly explain their policies which can become a bigger issue in the future. We built our company around trying to avoid just that– we promise honesty so that there are no surprises. Power3 will give you all the information and assistance you need when it comes to your personalized insurance plans and all-around well-being. 


Companies we partner with

We have your best interest at heart. With that, we only partner with trusted insurance companies we see as both affordable and of the highest quality.

Get a Restaurant quote

Fill out the online form below or call 630.397.0378 to get started on your free quote.

  • This field is for validation purposes and should be left unchanged.