Owning a small business such as an auto body shop gives you the opportunity to interact and help keep their lives moving forward. Working with customers and their property regularly will put your business at a higher risk for problems. With Power3’s auto body insurance, you can feel secure in knowing that you are protected properly to minimize potential problems along the way.
Your garage keepers legal liability insurance will kick in in the case a customer’s vehicle is damaged by fire, collision or vandalism. This will also provide protection from theft. You will want this type of liability insurance if your business offers any towing or operational services to consumers. This policy protects you, and your customer’s vehicles whether they are being serviced or if its simply being stored at your shop.
General Liability Insurance
General liability insurance for your business is important when it comes to the safety of both your business, its workers and your customers. For instance, if a customer’s vehicle were to get damaged, the liability insurance would pay for those damages. Same goes for if someone were to get injured while on your business’s property. We encourage you to prepare for the unexpected, to ensure your business’s well-being.
Business Owners Policy (BOP)
Coverage for both your business’s liability and property is included in a business owner’s insurance policy. This plan will protect you from any loss that could occur if something were to happen physically to your building such as a fire. It would cover the costs of rebuilding your shop and replacing your damaged equipment such as tools, car lifts, etc.
Commercial Auto Insurance
With commercial auto insurance, this covers any auto accidents involving company or personal vehicles, along with any medical bills if someone is injured. For instance, if a worker needs to drive the car to check the brake pedals in a car, this insurance covers you if they are in an accident.
We know that accidents can happen to anyone at any time, working in any industry. But, they are especially common within the auto body and repair shop industry, so we want to make sure you have all aspects of your business covered properly. You can work with our specialists to find your personalized plan for both you and your employees to cover any medical bills that you may encounter due to injury.
Just like it sounds, umbrella insurance serves as another layer of protection against potentially devastating financial circumstances. Many people believe that their home and auto policies are good enough to cover even the worst-case scenario, but that’s not always true. If your primary policies fall short, umbrella insurance can offer additional coverage should you ever need it.
Umbrella insurance can cost as little as a couple hundred dollars a year for one million dollars worth of additional coverage. We encourage our customers to rather be safe than sorry, and risk losing all that you have worked for.
We are committed to providing a personal, high-quality service
At Power3, we understand that most insurance products are generally similar in price and function. But some companies don’t thoroughly explain their policies which can become a bigger issue in the future. We built our company around trying to avoid just that– we promise honesty so that there are no surprises. Power3 will give you all the information and assistance you need when it comes to your personalized insurance plans and all-around well-being.
Companies we partner with
We have your best interest at heart. With that, we only partner with trusted insurance companies we see as both affordable and of the highest quality.
Get an auto body quote
Fill out the online form below or call 630.397.0378 to get started on your free quote.