Act Smart– Protect Your Business From the Unknown

It is essential for businesses to have liability insurance coverage. Being educated in what this insurance covers and doesn’t is a simple yet crucial aspect when it comes to the success of your business. We urge you to reach out to one of our certified agents with any questions about creating your perfect plan is what we are here for!

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What Business Liability Insurance Covers

The basics of general business liability are pretty simple. But in order to make sure your business’s specifics are met, we advise you to consult with our qualified agents. 

What’s typically covered:

  • Medical expenses, attorney fees and any damages that you are legally responsible for
  • Lawsuits, investigations and settlements
  • Professional liability
  • Public liability

What Business Liability Insurance Doesn’t Protect

Business liability was not designed to cover you completely. Depending on the industry or type of business you own, make sure to take all scenarios into consideration to choose options that fit perfectly to your unique business needs.

What’s typically not covered:

  • Employee injuries
  • Claims due to negligence 
  • Auto-related coverages
  • Abuse coverage for liability

Optional Add-Ons

Every business is unique, and we’d love to work with you to find those specific options that will enhance your basic policies. 

Here are just some of the endorsement options we offer:

  • Hired and non-owned liability
  • Umbrella policy
  • Liquor liability
  • Employment-related practices liability
  • Fire legal liability 
  • Product and completed operations liability 
  • Directors and officers liability 


We are committed to providing a personal, high-quality service

At Power3, we understand that most insurance products are generally similar in price and function. But some companies don’t thoroughly explain their policies which can become a bigger issue in the future. We built our company around trying to avoid just that– we promise honesty so that there are no surprises. Power3 will give you all the information and assistance you need when it comes to your personalized insurance plans and all-around well-being. 


Companies we partner with

We have your best interest at heart. With that, we only partner with trusted insurance companies we see as both affordable and of the highest quality.

Get a Business Liability quote

Fill out the online form below or call 630.397.0378 to get started on your free quote.

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