Farm and Ranch


Serving Our Farmers to Help Them Keep Growing

Your farm or ranch isn’t only your business, it’s your livelihood. If you are unsure what your plan currently covers, we are here to help fill in those potentially risky gaps so you feel confident while continuing your everyday operations. When it comes to your policy, we want to not only help you customize your plan, but also educate you throughout the whole process so you know exactly what you are paying for.

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What is Covered?

A traditional farm and ranch insurance policy with Power3 will cover your daily average operation basics: farm homes, buildings, machinery, equipment and livestock. We will then look at the optional add-ons that can be added to your policy that is unique to your farm or ranch. That way, you can pick and choose to pay for only the ones that you need and nothing more.

Our standard farm and ranch policy may include the following: 

  • Borrowed farming equipment/machinery
  • Cab glass repair or replacement
  • Damage during towing and hitching
  • Equipment breakdown
  • Farm machinery contact with roadbed or ground
  • Fire extinguisher recharge
  • Foreign object damage to combines
  • GPS equipment
  • Rental reimbursement

Optional Add-Ons

We highly urge you to consider all the factors of your farm or ranch and where these add-ons could help save you from potential financial loss.

Some additional add-ons to add to your basic policy include: 

  • Disruption of farming operations: in case of extra expenses and loss of income
  • Earthquake coverage: for farms and ranches with fault lines nearby
  • Farm machinery and equipment replacement: coverage for equipment up to five years old
  • Household property protection: for your household contents
  • Identity fraud expense coverage
  • Peak season coverage endorsement: for harvest times,
  • Sewer/sump pump backup
  • Temperature-sensitive endorsement


We are committed to providing a personal, high-quality service

At Power3, we understand that most insurance products are generally similar in price and function. But some companies don’t thoroughly explain their policies which can become a bigger issue in the future. We built our company around trying to avoid just that– we promise honesty so that there are no surprises. Power3 will give you all the information and assistance you need when it comes to your personalized insurance plans and all-around well-being. 


Companies we partner with

We have your best interest at heart. With that, we only partner with trusted insurance companies we see as both affordable and of the highest quality.

Get a Farm & Ranch quote

Fill out the online form below or call 630.397.0378 to get started on your free quote.

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